Make your home happen Apply Now

Finance your home purchase, construction or renovation with transparent rates and predictable repayments. Apply online in minutes, check eligibility instantly, and track progress in your dashboard.

Home Loan details

Why choose SureFinances

Competitive fixed APRs, flexible tenors, no hidden fees, early-repayment options, and a dedicated team to guide you from application to closing.

Eligibility Criteria

  • Age: 21–70 years (at loan maturity)
  • Regular, verifiable income (salaried or self-employed)
  • Acceptable credit profile
  • Property located in approved areas/regions
  • Down payment & valuation requirements apply

What documents are required?

Documents Required (after digital approval)

  • Government-issued photo ID (non-expired)
  • Proof of income (recent payslips/tax returns)
  • Recent bank statements
  • Proof of address
  • Property documents (title, valuation, plan) as requested

Popular Home Loan Use Cases

Purchase

Buy your new home with confidence—clear terms, predictable repayments, and support at every step.

Apply Now Learn More
Home purchase financing

Construction

Build your house with staged disbursements aligned to your project milestones.

Apply Now Learn More
Home construction financing

Renovation

Upgrade your kitchen, bathroom, or add space—spread costs over fixed monthly payments.

Apply Now Learn More
Home renovation financing

Refinance

Replace your current mortgage with a better rate or tenure that fits your budget.

Apply Now Learn More
Refinance your mortgage

Top Up

Need additional funds? Request a top-up against your existing home loan, subject to eligibility.

Apply Now Learn More
Top up your home loan

Rates & Repayments

Transparent fixed APRs and flexible tenors. Use our calculator to preview your monthly payments before you apply. Borrow only what you need for comfortable, on-time repayments.

Home Loan FAQs

What can I finance with a Home Loan?

Purchase, construction, renovation, refinancing, or top-up—subject to approval and property assessment.

Please click here to apply for a SureFinances Home Loan.

Typically ID, proof of income, bank statements, proof of address, and property documents (title/valuation). Additional items may be requested during underwriting.

Yes. Minimum down payment and loan-to-value (LTV) depend on your profile and local regulations. Details are provided during your application.

Online applications typically receive a quick decision. Disbursement timing depends on verification and property documentation.

Ready to move in?

Apply online in minutes and get a fast, transparent decision.

Apply for Home Loan

Subscribe to our Newsletter